Individual owner Sber customers can now take out smart credit through the SberBusiness mobile app.
Everything from applying for a loan to crediting funds will only take a few minutes. A 100% online procedure, it does not require any hard copy of documents or any visit to the bank.
Sber is the only Russian bank to offer this type of solution, which is already available to some 600,000 Sber customers who are sole proprietors. And we will be marketing this service for limited liability companies in the third quarter of 2021. Previously, you could apply for a loan and get it online only on the SberBusiness website, whereas now it is available through the app, that our customers use. a lot to run their businesses. Business people are dealing with more and more issues with their phones these days, and Sber is following this trend by offering them instant, convenient and secure business development services.
Director of Small and Micro Enterprises, Sberbank
Smart Loan is an Sber product for small and micro businesses with a smart customer data analysis model at its core. Loan parameters are calculated individually, the loan limit is set at 10 million rubles, and the term of a loan is up to four years. The money you borrow can be spent on products or services, purchases of vehicles, equipment, real estate, and other business needs.