ORLANDO – Orlando woman claims the finance company won’t return her car to her because she worked for Uber Eats, now she says she’s lost everything.
Angelic Moore lost her job and, like so many others, turned to gig work like Uber Eats and Instacart to make ends meet.
“With the pandemic going on, that’s what people are doing now,” Moore said WFTV, subsidiary of ABC.
She bought a used Nissan months ago from a local dealership and financed it through her lender, Mid Florida Financing. She was late on a payment and the car was picked up. Moore requested a new payment plan with Mid Florida and thought it was approved.
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âThey called me back and they told me I couldn’t get my car back because of Uber Eats and Instacart,â Moore said.
She says Mid Florida kept her car because she was using it for her job, and the only way she could get the car back was to pay the total balance of over $ 9,000 within 10 days.
Moore said she relied on this car for a living. âI lost my house. I lost everything, you know it, I’m still paying on my storage.
When Moore reviewed the documents, she found a document she had apparently signed at the time of the sale that prevented her from using the vehicle for certain jobs.
The contract clause states that the vehicle may not be used for commercial purposes, including Uber and Lyft, and is intended for personal use only.
“There is nothing fair about it,” said lawyer Ira Rheingold.
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Rheingold is the executive director of the National Association of Consumer Advocates. He says these contracts hurt consumers, and funding from the same place that sold you the car could come with surprise restrictions.
âI mean, if you buy a car, they don’t care how you’re going to use it. But when the car dealership becomes the lender, it suddenly gets more complicated, âsaid Rheingold.
A Mid Florida official said he couldn’t comment on Moore’s complaint, but said all decisions are based solely on the buyer’s income.
Moore says the dealer took away the livelihood she depended on. âA lot of people do Uber Eats and Instacart for a living. So no, that’s not fair.
Used car buyers should get loans approved before purchasing and avoid dealer financing if possible. You could probably get a better rate without the fine print that could cost you a job.
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